There is a $50 annual deductible per person and a maximum annual deductible of $150 per family. You and the university share the cost of Option 3. Coverage is 100% for any dentist for diagnostic, preventive, and basic services, and 50% for major services. Option 3 provides the greatest coverage and has the highest premium. The deductible does not apply to diagnostic and preventive services, emergency treatment to relieve pain, x-rays, sealants, periodontal maintenance, sealing and root planning, occlusal guards, and orthodontics. There is a $50 annual deductible per person and a maximum annual deductible of $150 per family per benefit year. You and the university share the cost of Option 2. Major services, such as crowns, implants and dentures, are covered at 50% with a PPO dentist and 40% with a Premier dentist. Option 2 covers everything Option 1 covers, plus basic services including fillings and root canals at 100% with a PPO dentist and 60% with a Premier dentist. If you or your dependents need more extensive dental care, you may wish to consider Option 2 or Option 3.įor most faculty, staff, and retirees, the university pays the full cost for coverage for you and your eligible dependents enrolled in Option 1. However, members will pay a discounted rate for these services when they use a PPO or Premier dentist. It does not cover major services including crowns, bridges, implants, dentures, or repair of crowns, bridges, and dentures. Option 1 does not cover basic services such as fillings, root canals, or oral surgery for the treatment of gum disease. Delta Dental covers 100% of diagnostic and preventive services, with no deductible. Option 1 is for those who primarily need preventive dental work including regular checkups and cleanings. Non-surgical services to treat gum disease.Bitewing X-rays once per calendar year and full mouth X-rays once in any five-year period.Emergency treatment to temporarily relieve pain.View a two-minute video for a quick guide to your three options.Ĭovered Diagnostic and Preventive ServicesĪll three options cover diagnostic and preventive services, including: Option 3 provides the greatest coverage with the highest employee contribution and the lowest out-of-pocket costs.Option 2 provides more coverage with a moderate employee contribution.You pay for any services that are not covered under Option 1. ![]() For most faculty, staff, and retirees, the university pays the full premium. When you enroll, you will choose one of three dental plan options. Treatment delivery modifications necessary for dental staff to provide oral health care for patients with sensory sensitivities, behavioral challenges, severe anxiety or other barriers to treatment.Īs defined by the American Academy of Pediatric Dentistry, special health care needs include any physical, developmental, mental, sensory, behavioral, cognitive, or emotional impairment or limiting condition that requires medical management, health care intervention, and/or use of specialized services or programs.The use of silver diamine fluoride that can be applied to cavities for patients who can’t tolerate the use of dental instruments.Up to four total dental cleanings in a benefit year.Additional visits to the dentist’s office and/or consultations that can be helpful prior to the first treatment to help patients learn what to expect and what is needed for a successful dental appointment.In addition, there are a number of enhanced dental benefits for members with an intellectual or developmental disability: Porcelain (white) crowns and bridges on back teeth will be covered at a higher amount. The dental plan offers a new esthetic restoration policy for 2024. The University of Michigan dental plan, administered by Delta Dental of Michigan, is designed to promote regular dental visits and good oral health, a key part of your overall wellness.
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